Limited capital shouldn’t keep you from franchise ownership. Multiple financing paths exist depending on your situation and goals — here are the most common ways franchise buyers fund their investment.
Ways to Fund Your Franchise
Most franchise buyers combine more than one of these options to put together a funding plan that fits their budget.
SBA Loans
Small Business Administration-backed loans are one of the most common ways to finance a franchise, often requiring a smaller down payment than a conventional bank loan.
ROBS (Rollover for Business Startups)
This option lets you roll over funds from an eligible retirement account into your new business without early withdrawal penalties or taking on debt.
Home Equity Options
Depending on your financial situation and risk tolerance, tapping into equity you’ve built in your home can be another source of funding.
Veteran Discounts & Financing Incentives
Many franchise brands offer discounted franchise fees or dedicated financing support specifically for veteran-owned businesses.
The right funding plan depends on your personal financial picture — we’ll help you understand your options and connect you with trusted lenders before you commit to anything.
